Pharmacy and Medications Guides
How formularies work, how to get step therapy exceptions, and how to dispute pharmacy and specialty drug bills.
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FEATUREDStep Therapy: What It Is and How to Get an ExceptionStep therapy requires you to try cheaper drugs before your insurer covers the one your doctor prescribed. Here is how it works and how to get a step therapy exception.Read articleFEATUREDWhat Is a Formulary and How Does It Affect Your Drug CostsA formulary is your insurance plan list of covered drugs organized by tier. The tier determines your copay. Here is how formularies work and how to get exceptions.Read article