Bill Advantage
CO-29Contractual Adjustment

Claim filed after the deadline

What this code means

Your provider submitted the claim after the insurer filing deadline. Most insurers have strict windows, typically 90 to 365 days from the date of service.

What to do next

This is a provider-side error. Ask your provider to appeal with documentation showing why the filing was late. Some insurers grant exceptions for extenuating circumstances. Patients are generally not responsible for late filing penalties.

Appeal outlook: Low -- deadlines are strictly enforced

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