A fixed dollar amount you pay for a covered service at the time of the visit, regardless of the total cost. For example, $25 for a primary care visit or $50 for a specialist.
An EOB is not a bill. Learn how to read an Explanation of Benefits line by line in 2026, understand every column, and spot errors before you pay.
Read articleWhat Happens to Medical Debt After 365 DaysMedical debt has a 365-day window before it can hit your credit report. Learn what happens after that deadline in 2026 and how to act while you still can.
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