FOR VETERANS
Free tools covering VA billing, benefits, disability ratings, claims, and coverage coordination. Every tool on this page is permanently free for every veteran at every tier. No subscription required. No usage limits.
VA BILLING
VA and community care bills use codes most veterans have never been trained to read. This tool explains your charges, checks whether your copay matches your priority group, and drafts a dispute letter with the correct VA regulations if charges look wrong.
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VA claim status language is written for internal processing, not for veterans. This tool translates status terms into plain English and tells you what is actually happening and whether there is anything you need to do.
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VA BENEFITS
Many veterans qualify for benefits they have never been told about -- eyeglasses, hearing aids, dental care, PACT Act coverage, prescription discounts, and travel pay. This tool surfaces what you may be entitled to based on your situation.
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The 2022 PACT Act is the largest expansion of VA benefits in history. If you served near burn pits, were exposed to Agent Orange, or served in qualifying locations, you may qualify for benefits that were previously denied. Find out if the PACT Act applies to you.
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If you served or lived at Camp Lejeune or MCAS New River, North Carolina between 1953 and 1987, you may qualify for VA disability benefits or health care. Family members who lived on base may also qualify.
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Veteran Readiness and Employment (Chapter 31) can pay for college, job training, business startup costs, and a monthly living stipend. It is one of the most underused VA benefits available and does not reduce your GI Bill entitlement.
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DISABILITY RATINGS
VA disability ratings use math that most veterans find confusing. A 50% rating and a 30% rating does not equal 80% -- it equals 65%, which rounds to 70%. This tool explains how your combined rating is calculated step by step and whether it appears correct.
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MILITARY RETIREMENT
Military retirees who receive both retirement pay and VA disability compensation may be entitled to more through CRDP or CRSC. Many veterans have lived with a reduced retirement check for years without knowing they had options.
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DIC, SBP, and CHAMPVA explained for surviving spouses, children, and parents. The SBP-DIC offset -- the widow's tax -- was permanently eliminated in 2023. Survivors now receive both benefits in full.
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SUPPORT AND RESOURCES
Veterans who experienced military sexual trauma are entitled to free VA health care for MST-related conditions. No proof of reporting required. No documentation needed. No disability rating required. This guide explains your rights and how to access disability compensation for conditions caused by MST.
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COVERAGE COORDINATION
When VA coverage, TRICARE For Life, and Medicare all apply, claims can cross wires in ways that cost veterans money. This tool explains how your coverage coordinates, flags the Medicare Advantage incompatibility with TRICARE For Life, and guides veterans approaching 65 through the enrollment sequence.
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STATE BENEFITS
Every state offers benefits beyond federal VA benefits -- property tax exemptions, vehicle registration discounts, tuition waivers, and more. The rules vary significantly by state.
Find Your StateDAV (Disabled American Veterans)
Free claims assistance from accredited representatives.
1-800-827-1000Find an Accredited VSO
Search VA's directory of accredited representatives.
va.gov/ogc/accreditation.aspVeterans Crisis Line
Free, confidential support available 24/7 for veterans, service members, and their families -- even if you are not enrolled in VA health care.