Your plan required advance approval for this service and it was not obtained before the service was performed.
Ask your provider to file a retroactive authorization request with clinical documentation. Retroactive authorization is sometimes granted, particularly if the service was urgent or if your provider was unable to reach the insurer in time.
Appeal outlook: Moderate for urgent or emergency situations
Recommended tool
Bill Advantage can analyze your denial and generate a ready-to-send appeal or dispute letter in minutes.
Open Prior Authorization Appeal Generator